In This Review: Pets Best Overview | Trupanion Overview | Plans & Pricing | Deductibles & Claims | Verdict Pets Best and Trupanion cover both dogs and cats, and either one is a great choice for your pet when the time comes for an unexpected vet visit. But which is best for you? Both companies help skip the paperwork and long waits to review claim submissions and coverage plans. These companies are comparable with high-quality service confirmed by plenty of positive reviews, coverage in limitless areas of your pet’s needs, and affordable and flexible plans. You can also be sure that your insurance won’t increase as your pet ages. Reimbursement and support with these insurance plans are quick, easy, and efficient. In this article, we’ll be putting these two companies head to head, to see which comes out on top and which is best for your pet.
Most Customer Friendly
Our rating: 4.4 / 5
Compare Pets Best Plans
Best Customer Service
Our rating: 4.0 / 5
Compare Trupanion Plans
Company Name Pets Best Trupanion
Pets Covered Cats, dogs Cats, dogs
Types of Plans Accident, Illness, Routine Care General, Wellness
Deductibles Once annually $0–$1,000
Reimbursement Dependent 90%
Additional Perks 24/7 hotline Direct pay, no limits
Brief Overview of Pets Best
Get Your Pets Best Quote
Pros
24/7 pet helpline
One annual deductible
Direct-to-vet payment
Mobile app
Cons
Slow processing time
App can be finicky
Pets Best is a flexible insurance plan for your dog or cat that covers accidents, illnesses, wellness, and/or routine care plans for your pet. They make it easy with an online app that allows you to submit claims and review your coverage quickly on your mobile device. There is also a 24/7 pet helpline that gives you access to veterinarians at any time, day, or night, to answer your pet questions. Their website is super helpful with an extensive list of what is covered in your plan. You can also easily request a quote online using the button on their website.
Brief Overview of Trupanion
Get Your Trupanion Quote
Pros
90% coverage on all claims
Direct-to-vet payment
24/7 online support
More upfront with costs/coverage
Cons
Requires set-up fee in some states
Not for dogs over 14 years
Trupanion provides complete and full coverage for your cats and dogs with comprehensive and flexible insurance plans. You can skip the paperwork and pay vets or hospitals upfront by submitting claims directly. Their coverage has no payout limit, so you can be sure you’re covered no matter the costs. Trupanion provides many different options for deductibles and different insurance plans based on your pet’s specific needs. The 24/7 customer service and coverage approval make it an easy and accessible service. With this insurance option, your pet also gets coverage from birth to any age without an increase in costs.
Other Top Rated Pet Insurance Companies
Most Customizable
Our rating: 4.5 / 5
COMPARE QUOTES
Best Wellness Plans
Our rating: 4.0 / 5
COMPARE QUOTES
Best Holistic Coverage
Our rating: 4.2 / 5
COMPARE QUOTES
Pets Best vs Trupanion: Plans Available Pets Best has a list of what is covered with their BestBenefit Accident and Illness plans. Accident and illness coverage includes everything from a broken bone or car accident to cancer and diabetes. It also includes coverage for cancer treatments, hereditary conditions, emergency care, hospitalization, medications, dental, some behavioral coverage, travel, and more. Trupanion provides medical insurance coverage for dogs and cats for new and unexpected illnesses and injuries, hereditary and congenital conditions, tests, surgeries, hospital stays, medications, supplements, prosthetics, etc. Both insurance plans do not cover pre-existing conditions, exam fees, taxes when applicable, and non-veterinary prescribed supplements.
Company Sample Monthly Cost For Dogs Sample Monthly Cost For Cats Learn More
Pets Best $19.04 $12.63 Click to Get Quote
Trupanion $59.30 $31.26 Click to Get Quote
Pets Best BestBenefit Accident and Illness insurance cover accidents, illnesses, medications, and other treatments. Accident Only insurance covers unexpected accidental issues with your pet, like poisoning or swallowing a toy. Routine Care or their BestWellness coverage is an added option for things like shots and teeth cleaning. Trupanion Cat insurance from Trupanion covers 90% of your costs with flexible deductibles on illness, injury, tests, and more with one simple plan. Dog insurance also covers 90% of costs with direct-to-vet payment for unexpected illnesses and injuries. This includes hospital stays, tests, medications, surgeries, and more as they arise. Extra insurance coverage is available for additional treatment methods like acupuncture, naturopathy, and rehabilitation.
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Pets Best vs Trupanion: Reimbursements and Deductibles Reimbursements and deductibles can be confusing and overwhelming for pet owners. Unfortunately, they are the most important part of understanding pet insurance. It’s crucial to know how much you will be paying out of pocket for any vet or hospital visits, and how much your insurance company will cover for you. You may have seen a percentage being advertised by different companies, or emphasis placed on quick and easy claim submissions—but what do they mean? Well, reimbursement refers to how much you’ll be paid back after you dish out money for a vet bill. Deductibles are the amount you are expected to pay before your insurance company will cover costs. Pets Best % of Medical Expenses
70%
80%
90%
Annual Deductible Options
$50
$100
$200
$250
$500
$1,000
Maximum Coverage Options
$5,000
Unlimited
Pets Best offers reimbursement based on your dog or cat’s specific needs and what you are comfortable with. For example, do they need accident and illness insurance, or just one of the two? The rates are listed as 70%, 80%, or even up to 90% reimbursement. The deductibles are also based on the custom needs of your pet. Trupanion % of Medical Expenses
90%
Annual Deductible Options
from $0 – $1,000
Maximum Coverage Options
Unlimited
Trupanion works by offering 90% reimbursement no matter the cost of your dog or cat’s bills. There is no limit on the payout from this insurance company. Deductibles at Trupanion work by selecting a flexible plan based on your preferences. You can pay deductibles at once, or over time.
Pets Best vs Trupanion: Additional Perks Some pet insurance companies offer more than just accident and/or illness policies for you and your pet. There are additional benefits that go above and beyond the average pet coverage. Some of these include things referring to wellness or routine care practices that could come at a cost. These methods of rehabilitation or additional wellness plans go above and beyond veterinary care. They are additional perks that can be added to an insurance policy that isn’t necessarily required to ensure the overall health of your pets. Think things like a doggy massage, behavioral classes for a rowdy pup, supplements that are considered holistic, and more along those lines. Pets Best Pets Best offers extra coverage for your pet that includes an optional wellness package and routine care. This includes things like routine vet check-ups and others. Puppy Wellness plans cover things like vaccinations, deworming, microchipping, and other medical expenses while they’re young. Or choose preventative care as an additional insurance plan for things like bloodwork and dental cleaning. Trupanion Trupanion includes 90% coverage for extra therapies such as acupuncture for your pet, behavioral modification with a specialist, or homeopathic methods. Additional methods of rehabilitation methods such as therapeutic exercises, hydrotherapy, or natural homeopathy are included as extra coverage options.
Company Verdict: Which One Has the Edge? Customer Service📞 Edge: Trupanion Trupanion has the edge with customer service because they have the option to live chat online. Many people who might be online in the middle of the night would prefer this option. Pets Best seems to only have a phone number, which can be difficult to get in touch with. Price of Plans💲 Edge: Pets Best Pets Best supplies a transparent view of their insurance plans for both dogs and cats, listing a starting price of $9 per month for dogs (averaging between $25 and $58 per month) and $6 per month for cats (with an average between $22 and $46). It provides a comprehensive list of how this can change over time and how a quote is established. Areas of Coverage🌐 Edge: Pets Best Pets Best provides a long, comprehensive, and useful list of what is covered in their basic accident and illness insurance plan. They cover a wide array of pet needs and also provide what is either not covered, or what can be covered with extra coverage. Perks📱 Edge: Trupanion Trupanion only has the edge on perks because they go one step further than Pets Best with naturopathy and holistic coverage options. These are listed as added insurance features, so they will likely come at an added cost. However, Pets Best has acupuncture and physical therapies included in most of their plans.
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Conclusion We found Pets Best to be the better pet insurance company based on customer service, reliability, transparency, and a feeling of security. It was easy to navigate through their website and abundance of information and resources to figure out what exactly they do and do not cover, as well as how it works. It seems to appeal to most pet owners who want the basic coverage, but who also want flexibility in their options. With puppy and kitten coverage included as an option at a low rate, it really does seem to cover the lifetime of your pet. You may also be interested in:
Nationwide vs Healthy Paws Spot vs Pumpkin Pet Insurance Comparison
Pet Keen acknowledges that it is not licensed as an insurance agent, and therefore will not offer any advice regarding insurance, nor recommend a particular coverage, policy, or insurance company.
In This Review: Pets Best Overview | Trupanion Overview | Plans & Pricing | Deductibles & Claims | Verdict
Pets Best and Trupanion cover both dogs and cats, and either one is a great choice for your pet when the time comes for an unexpected vet visit. But which is best for you?
Both companies help skip the paperwork and long waits to review claim submissions and coverage plans. These companies are comparable with high-quality service confirmed by plenty of positive reviews, coverage in limitless areas of your pet’s needs, and affordable and flexible plans. You can also be sure that your insurance won’t increase as your pet ages. Reimbursement and support with these insurance plans are quick, easy, and efficient.
In this article, we’ll be putting these two companies head to head, to see which comes out on top and which is best for your pet.
Most Customer Friendly
Our rating: 4.4 / 5
Compare Pets Best Plans
Best Customer Service
Our rating: 4.0 / 5
Compare Trupanion Plans
Company Name Pets Best Trupanion
Pets Covered Cats, dogs Cats, dogs
Types of Plans Accident, Illness, Routine Care General, Wellness
Deductibles Once annually $0–$1,000
Reimbursement Dependent 90%
Additional Perks 24/7 hotline Direct pay, no limits
Brief Overview of Pets Best
Get Your Pets Best Quote
Pros
24/7 pet helpline
One annual deductible
Direct-to-vet payment
Mobile app
Cons
Slow processing time
App can be finicky
Pets Best is a flexible insurance plan for your dog or cat that covers accidents, illnesses, wellness, and/or routine care plans for your pet. They make it easy with an online app that allows you to submit claims and review your coverage quickly on your mobile device. There is also a 24/7 pet helpline that gives you access to veterinarians at any time, day, or night, to answer your pet questions.
Most Customer Friendly
Our rating: 4.4 / 5
Compare Pets Best Plans
Best Customer Service
Our rating: 4.0 / 5
Compare Trupanion Plans
Most Customer Friendly
Our rating: 4.4 / 5
Compare Pets Best Plans
Best Customer Service
Our rating: 4.0 / 5
Compare Trupanion Plans
Most Customer Friendly
Our rating: 4.4 / 5
Compare Pets Best Plans
Our rating: 4.4 / 5
Best Customer Service
Our rating: 4.0 / 5
Compare Trupanion Plans
Our rating: 4.0 / 5
Get Your Pets Best Quote
24/7 pet helpline
One annual deductible
Direct-to-vet payment
Mobile app
- 24/7 pet helpline
- One annual deductible
- Direct-to-vet payment
- Mobile app
Slow processing time
App can be finicky
- Slow processing time
- App can be finicky
Their website is super helpful with an extensive list of what is covered in your plan. You can also easily request a quote online using the button on their website.
Brief Overview of Trupanion
Get Your Trupanion Quote
Pros
90% coverage on all claims
Direct-to-vet payment
24/7 online support
More upfront with costs/coverage
Cons
Requires set-up fee in some states
Not for dogs over 14 years
Trupanion provides complete and full coverage for your cats and dogs with comprehensive and flexible insurance plans. You can skip the paperwork and pay vets or hospitals upfront by submitting claims directly. Their coverage has no payout limit, so you can be sure you’re covered no matter the costs.
Get Your Trupanion Quote
90% coverage on all claims
Direct-to-vet payment
24/7 online support
More upfront with costs/coverage
- 90% coverage on all claims
- Direct-to-vet payment
- 24/7 online support
- More upfront with costs/coverage
Requires set-up fee in some states
Not for dogs over 14 years
- Requires set-up fee in some states
- Not for dogs over 14 years
Trupanion provides many different options for deductibles and different insurance plans based on your pet’s specific needs. The 24/7 customer service and coverage approval make it an easy and accessible service. With this insurance option, your pet also gets coverage from birth to any age without an increase in costs.
Other Top Rated Pet Insurance Companies
Most Customizable
Our rating: 4.5 / 5
COMPARE QUOTES
Best Wellness Plans
Our rating: 4.0 / 5
COMPARE QUOTES
Best Holistic Coverage
Our rating: 4.2 / 5
COMPARE QUOTES
Pets Best vs Trupanion: Plans Available
Pets Best has a list of what is covered with their BestBenefit Accident and Illness plans. Accident and illness coverage includes everything from a broken bone or car accident to cancer and diabetes. It also includes coverage for cancer treatments, hereditary conditions, emergency care, hospitalization, medications, dental, some behavioral coverage, travel, and more.
Most Customizable
Our rating: 4.5 / 5
COMPARE QUOTES
Best Wellness Plans
Our rating: 4.0 / 5
COMPARE QUOTES
Best Holistic Coverage
Our rating: 4.2 / 5
COMPARE QUOTES
Most Customizable
Our rating: 4.5 / 5
COMPARE QUOTES
Best Wellness Plans
Our rating: 4.0 / 5
COMPARE QUOTES
Best Holistic Coverage
Our rating: 4.2 / 5
COMPARE QUOTES
Most Customizable
Our rating: 4.5 / 5
COMPARE QUOTES
Our rating: 4.5 / 5
Best Wellness Plans
Best Holistic Coverage
Our rating: 4.2 / 5
Our rating: 4.2 / 5
Trupanion provides medical insurance coverage for dogs and cats for new and unexpected illnesses and injuries, hereditary and congenital conditions, tests, surgeries, hospital stays, medications, supplements, prosthetics, etc.
Both insurance plans do not cover pre-existing conditions, exam fees, taxes when applicable, and non-veterinary prescribed supplements.
Company Sample Monthly Cost For Dogs Sample Monthly Cost For Cats Learn More
Pets Best $19.04 $12.63 Click to Get Quote
Trupanion $59.30 $31.26 Click to Get Quote
Pets Best
BestBenefit Accident and Illness insurance cover accidents, illnesses, medications, and other treatments. Accident Only insurance covers unexpected accidental issues with your pet, like poisoning or swallowing a toy. Routine Care or their BestWellness coverage is an added option for things like shots and teeth cleaning.
Trupanion
Cat insurance from Trupanion covers 90% of your costs with flexible deductibles on illness, injury, tests, and more with one simple plan. Dog insurance also covers 90% of costs with direct-to-vet payment for unexpected illnesses and injuries. This includes hospital stays, tests, medications, surgeries, and more as they arise.
Extra insurance coverage is available for additional treatment methods like acupuncture, naturopathy, and rehabilitation.
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Pets Best vs Trupanion: Reimbursements and Deductibles
Reimbursements and deductibles can be confusing and overwhelming for pet owners. Unfortunately, they are the most important part of understanding pet insurance. It’s crucial to know how much you will be paying out of pocket for any vet or hospital visits, and how much your insurance company will cover for you.
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Find The Best Pet Insurance Companies in 2023
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Click to Compare Plans
You may have seen a percentage being advertised by different companies, or emphasis placed on quick and easy claim submissions—but what do they mean? Well, reimbursement refers to how much you’ll be paid back after you dish out money for a vet bill. Deductibles are the amount you are expected to pay before your insurance company will cover costs.
% of Medical Expenses
70%
80%
90%
Annual Deductible Options
$50
$100
$200
$250
$500
$1,000
Maximum Coverage Options
$5,000
Unlimited
Pets Best offers reimbursement based on your dog or cat’s specific needs and what you are comfortable with. For example, do they need accident and illness insurance, or just one of the two? The rates are listed as 70%, 80%, or even up to 90% reimbursement. The deductibles are also based on the custom needs of your pet.
70%
80%
90%
- 70%
- 80%
- 90%
$50
$100
$200
$250
$500
$1,000
- $50
- $100
- $200
- $250
- $500
- $1,000
$5,000
Unlimited
- $5,000
- Unlimited
% of Medical Expenses
90%
Annual Deductible Options
from $0 – $1,000
Maximum Coverage Options
Unlimited
Trupanion works by offering 90% reimbursement no matter the cost of your dog or cat’s bills. There is no limit on the payout from this insurance company. Deductibles at Trupanion work by selecting a flexible plan based on your preferences. You can pay deductibles at once, or over time.
90%
- 90%
from $0 – $1,000
- from $0 – $1,000
Unlimited
- Unlimited
Pets Best vs Trupanion: Additional Perks
Some pet insurance companies offer more than just accident and/or illness policies for you and your pet. There are additional benefits that go above and beyond the average pet coverage. Some of these include things referring to wellness or routine care practices that could come at a cost.
These methods of rehabilitation or additional wellness plans go above and beyond veterinary care. They are additional perks that can be added to an insurance policy that isn’t necessarily required to ensure the overall health of your pets. Think things like a doggy massage, behavioral classes for a rowdy pup, supplements that are considered holistic, and more along those lines.
Pets Best offers extra coverage for your pet that includes an optional wellness package and routine care. This includes things like routine vet check-ups and others.
Puppy Wellness plans cover things like vaccinations, deworming, microchipping, and other medical expenses while they’re young. Or choose preventative care as an additional insurance plan for things like bloodwork and dental cleaning.
Trupanion includes 90% coverage for extra therapies such as acupuncture for your pet, behavioral modification with a specialist, or homeopathic methods. Additional methods of rehabilitation methods such as therapeutic exercises, hydrotherapy, or natural homeopathy are included as extra coverage options.
Company Verdict: Which One Has the Edge?
Customer Service📞
Edge: Trupanion
Trupanion has the edge with customer service because they have the option to live chat online. Many people who might be online in the middle of the night would prefer this option. Pets Best seems to only have a phone number, which can be difficult to get in touch with.
Price of Plans💲
Edge: Pets Best
Pets Best supplies a transparent view of their insurance plans for both dogs and cats, listing a starting price of $9 per month for dogs (averaging between $25 and $58 per month) and $6 per month for cats (with an average between $22 and $46). It provides a comprehensive list of how this can change over time and how a quote is established.
Areas of Coverage🌐
Pets Best provides a long, comprehensive, and useful list of what is covered in their basic accident and illness insurance plan. They cover a wide array of pet needs and also provide what is either not covered, or what can be covered with extra coverage.
Perks📱
Trupanion only has the edge on perks because they go one step further than Pets Best with naturopathy and holistic coverage options. These are listed as added insurance features, so they will likely come at an added cost. However, Pets Best has acupuncture and physical therapies included in most of their plans.
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Conclusion
We found Pets Best to be the better pet insurance company based on customer service, reliability, transparency, and a feeling of security. It was easy to navigate through their website and abundance of information and resources to figure out what exactly they do and do not cover, as well as how it works.
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Find The Best Pet Insurance Companies in 2023
Click to Compare Plans
Find The Best Pet Insurance Companies in 2023
Find The Best Pet Insurance Companies in 2023
It seems to appeal to most pet owners who want the basic coverage, but who also want flexibility in their options. With puppy and kitten coverage included as an option at a low rate, it really does seem to cover the lifetime of your pet.
You may also be interested in:
- Nationwide vs Healthy Paws
- Spot vs Pumpkin Pet Insurance Comparison
Pet Keen acknowledges that it is not licensed as an insurance agent, and therefore will not offer any advice regarding insurance, nor recommend a particular coverage, policy, or insurance company.
Pet Keen acknowledges that it is not licensed as an insurance agent, and therefore will not offer any advice regarding insurance, nor recommend a particular coverage, policy, or insurance company.
Pet Keen acknowledges that it is not licensed as an insurance agent, and therefore will not offer any advice regarding insurance, nor recommend a particular coverage, policy, or insurance company.
Pet Keen acknowledges that it is not licensed as an insurance agent, and therefore will not offer any advice regarding insurance, nor recommend a particular coverage, policy, or insurance company.
- Pet Keen acknowledges that it is not licensed as an insurance agent, and therefore will not offer any advice regarding insurance, nor recommend a particular coverage, policy, or insurance company.
