In recent years, pet health has become quite the subject of concern. With so few options existing for pet owners before, we thankfully have lots of resources to implement to keep our cats safe and healthy. If you have heard about pet insurance but aren’t sure what companies offer it and what kinds of benefits come from it, you’ll definitely want to read further. We delve into the benefits you must consider along with companies who offer pet cat coverage. Health in Cats Depending on breed and genetics, cats can develop quite a few health issues in their lifetime. Sometimes, these issues develop slowly. Other times, emergencies can happen very suddenly and without warning. All humans deal with financial stress from time to time. The worst feeling in the world is knowing that your cat is very sick or injured, and you can’t financially help them. Pet insurance helps alleviate a little bit of that stress.
A Quick Glance at Our Winners for 2023
Image Product Details
Best for All Life Stages
Pumpkin Cat & Kitten Insurance
Covers general healthcare
Has the most coverage options
90% reimbursement rate
Click to Get Quote
Nationwide Pet Insurance
Cover a wide variety of visits
Comprehensive coverage information
Employers might offer pet insurance benefits
Click to Get Quote
Trupanion Pet Insurance
Covers unexpected illness
Covers preventative care
90% reimbursement rate
Click to Get Quote
Healthy Paws Pet Insurance
Quick rate check
No caps on claim payouts
Fast reimbursement
Click to Get Quote
Petco Cat Insurance
Affordable plans
Includes pet concierge
Thorough coverage options
Click to Get Quote
The 6 Best Pet Insurance Plans for Cats While more companies are offering plans to pet owners, here are a few of the top choices you can compare.
- Pumpkin Cat & Kitten Insurance — Best for All Life Stages
Compare Pumpkin PlansPerks of Pumpkin Cat & Kitten Insurance:
Covers general healthcare
90% reimbursement rate
Has the most coverage options
3 annual deductible options
Often covers pre-existing conditions for a higher cost
Pumpkin Cat Insurance offers comprehensive payback care that you can rely on. This insurance concept is that you pay 100% at the desk on the way out of your vet. Then, you send the bill to the company for a 90% reimbursement rate. Some of the areas Pumpkin is willing to cover include:
Diabetes
Cancer
Diagnostics and treatments
UTI & kidney disease
Eye, ears, and skin conditions
Respiratory infections
Parasites
Infectious disease
Advanced care
Microchipping
Extras also involve:
Hereditary conditions
Dental illnesses
Behavioral issues
Alternative therapies
Prescription food and supplements
They have three annual deductible options of $100, $250, and $500 before coverage kicks in. While Pumpkin doesn’t discriminate against pre-existing conditions, it can influence the price of the plan.
- Nationwide Pet Insurance
Compare Nationwide PlansPerks of Nationwide Pet Insurance:
Cover a wide variety of visits
Comprehensive coverage information
Employers might offer pet insurance benefits
Nationwide Pet Insurance offers insurance for humans and pets alike these days with comprehensive plans just for cats. They cover areas related to injury, illness, and wellness, so your cat should be covered for almost any event. The website has a process where you can get a free quote based on the coverage your cat would require. It lists the main points of interest in vetting to tailor your plan. These coverage points include:
Accidents
Injuries
Chronic illness
Procedures
Common illness
Holistic and alternative medicine
Serious illness
Testing and diagnostics
Wellness
You can even check to see if your employer offers this service as a benefit. You can include it with your purchase at potentially lower rates.\
- Trupanion Cat Insurance
Compare Trupanion PlansPerks of Trupanion:
Deductibles between $0 and $100
Covers unexpected illness
Covers preventative care
90% reimbursement rate
Trupanion Cat Insurance offers plans that are tailored to meet the needs of every feline. Depending on the final issue, they offer coverage in several necessary areas with up to a 90% reimbursement rate. They require a waiting period of 5 to 30 days for reimbursement, paying the vet directly, or sending a check. Total monthly costs are based on your deductible and your cat’s unique situation. You can select a deductible of $0 to $1,000, with monthly payments lowering as the deductible raises. This company doesn’t provide a list of directly covered issues, but they mention unexpected illness and preventative care.
- Healthy Paws Pet Insurance
Compare Healthy Paws PlansPerks of Healthy Paws Pet Insurance:
Quick rate check
No caps on claim payouts
Fast reimbursement
Sometimes pre-authorizes high dollar procedures
Healthy Paws Pet Insurance is a straightforward plan that is a one-size-fits-all for cats. You go through the page to select your pet and its gender. You get a customized set of rates, but you have to put in your personal details before you see the results. This company has no caps on claim payouts, meaning there is no maximum amount they won’t cover. However, this does not apply to pre-existing conditions, so make sure the plan covers what you need. You can also choose any licensed vet you wish, according to the company. Covered issues through Healthy Paws Cat Insurance, as listed on the website, include:
Illness
Accidents
Hereditary conditions
Congenital conditions
Chronic conditions
Cancer
Diagnostics
X-rays
Surgery
Hospitalization
Prescriptions
Emergency visits
Specialty care
Alternative treatment
Healthy Paws Cat Insurance doesn’t cover:
Pre-existing conditions
Examination fees
Preventative care
Annual visits
Vaccines
Spay or neuter surgery
Teeth cleaning
There is also a list on the website where complete exclusions exist. When you have a plan with Healthy Paws, you take a picture of the receipt of care while you’re at the vet. Send it to the customer support portion of the company. They will verify your cat’s medical records to complete your claim and reimburse your funds. With extremely high costs of treatments or surgeries, they will sometimes preauthorize coverage, which is a valuable perk.
- Petco Cat Insurance
Compare Petco PlansPerks of Petco Cat Insurance:
Affordable plans
Includes pet concierge
Thorough coverage options
Petco Cat Insurance has decently affordable options for customers. These hassle-free plans are designed to take care of your canine when the unexpected arises. Plans can be very low cost, starting at roughly a dollar a day—fitting almost any budget. One really nice bonus of Petco insurance is their pet concierge service offered. You can speak with certified veterinary professionals any time before deciding to take your dog to the vet. Also, the company offers a 30-day money-back guarantee. Some of the areas of Petco Cat Insurance coverage include:
Exams
Covered consultations
Accidents
Diagnostic testing
Surgery
Hospitalization
Dental issues
Hereditary conditions
Congenital conditions
Behavioral issues
Medication
Therapy
You can submit any claims on the simple online portal. Reimbursements are directly deposited into your bank account or mailed to you.
- ASPCA Cat Insurance
Compare ASPCA PlansPerks of ASPCA Cat Insurance:
Provides complete coverage
Applicable at any licensed vet or emergency facility
Available for US and Canada
BBB rating: A+
We really loved the ASPCA Cat Insurance plans, as it comes from a very trusted animal welfare company. The ASPCA offers insurance for your beloved house pets with straightforward plans that work for you. You can customize your annual limit by choosing from $3,000, $4,000, $5,000, $7,000, or $10,000. You can also select an imbursement rate of 70%, 80%, or 90%. The main areas of coverage for ASPCA Cat Insurance include:
Accidents
Dental disease
Behavioral issues
Illnesses
Hereditary conditions
Issues that aren’t covered include:
Pre-existing conditions
Breeding expenses
Cosmetic procedures
Preventative care
ASPCA Cat Insurance has a waiting period of 15 days after purchase before you can actively use it.
Buyers Guide: How to Choose the Best Pet Insurance Plan for your Cat What Is Cat Insurance? Cat insurance is very similar to health insurance we have, only for your beloved cats. Companies have unique policies that can vary drastically. However, most of the time, you are covered or reimbursed for up to 90% of vet bills by paying a monthly premium. These payment options come in handy for routine care, unforeseen illness, pre-existing conditions, health difficulties, and surgeries. Each plan will match the needs of your specific feline. Image Credit: Stock-Asso, Shutterstock Deciding on a Cat Insurance Company If you have any additional questions and concerns about finding the right pet insurance company, don’t be afraid to ask for references. Your veterinarian might be able to point you in the direction of some very good companies offering competitive rates. Each cat owner has a particular set of criteria, and they’re looking for when shopping for cat healthcare coverage. Is Cat Insurance Important? Cat insurance can come in handy for several reasons. Certain issues can crop upon us when we least expect them. If something happens that requires vet attention, you’ll need to have a way to pay the related expenses. Vet costs, especially related to emergencies, can be incredibly costly. Most policies cover or reimburse most of the cost, which can really save you in the long run. Ultimately, it is up to you if you think getting the insurance is worth the investment. A quick round-up of the benefits include:
Emergency coverage
Specially tailored plans to meet your cat’s needs
Hassle-free processes
Reimbursement or upfront payment options
Peace of mind
The Best Time to Get Cat Insurance Ideally, the best time to get cat insurance is before any chronic or major issues develop. Pre-existing conditions can often increase your premium and cost more to maintain the plan. Some companies will not accept responsibility for coverage on pre-existing conditions. To avoid the headache altogether, it’s best to get pet insurance before anything abnormal happens. Especially as cats age, their upkeep costs can increase greatly due to the onset of age and diet-related health issues. Don’t hesitate to speak with your vet about any partnerships or recommendations they can make regarding insurance companies. Image Credit: Karpova, Shutterstock The Cost of Cat Insurance The total costs of plans and premiums depend on what you select. Plans can be as little as $20 a month to as much as $100 for specialized care. Ultimately, you pick the plan in accordance with your pet’s needs and your budget.
Frequently Asked Questions Is cat insurance worth the hype? Cat insurance can be a very convenient method of payment or reimbursement for vet costs. Issues crop up that you might not have any way of foreseeing, making this well worth the investment for many owners. However, it will depend on your needs and budget. How can you choose an appropriate plan? Many company websites will walk you through how to get a free quote. You can go over the aspects of care that are most important to match with the plan that works best. If you are interested, you could then speak directly with the company to arrange a plan. Do all policies cover routine vet care? Some companies have completely customizable plans that allow you only to select the coverage you need. Others have package deals, covering a list of specific issues or procedures. You can often choose what you want, which will likely include routine vet visits. What might be excluded from covered insurance claims? Each company will have certain rules on what they financially cover. Often, cosmetic (or otherwise unnecessary) alterations and surgeries might not be among the list of things insurance companies include on plans. Are insurance quotes guaranteed prices if you choose to purchase? Once you get a quote on the website, that is just a ballpark estimate of your pricing and not a final guarantee. Your total cost will depend on your cat and any specific care they may require. Image Credit: YULIYA Shustik, Shutterstock
Conclusion Options for cat insurance trump anything we’ve seen to date, making sure we can care for our furry family members. Even if you decide that pet insurance isn’t for your situation, it’s good that you’re educating yourself on the options in case you need services in the future.
Featured Image Credit: beton studio, Shutterstock
In recent years, pet health has become quite the subject of concern. With so few options existing for pet owners before, we thankfully have lots of resources to implement to keep our cats safe and healthy.
If you have heard about pet insurance but aren’t sure what companies offer it and what kinds of benefits come from it, you’ll definitely want to read further. We delve into the benefits you must consider along with companies who offer pet cat coverage.
Health in Cats
Depending on breed and genetics, cats can develop quite a few health issues in their lifetime. Sometimes, these issues develop slowly. Other times, emergencies can happen very suddenly and without warning.
All humans deal with financial stress from time to time. The worst feeling in the world is knowing that your cat is very sick or injured, and you can’t financially help them. Pet insurance helps alleviate a little bit of that stress.
A Quick Glance at Our Winners for 2023
Image Product Details
Best for All Life Stages
Pumpkin Cat & Kitten Insurance
Covers general healthcare
Has the most coverage options
90% reimbursement rate
Click to Get Quote
Nationwide Pet Insurance
Cover a wide variety of visits
Comprehensive coverage information
Employers might offer pet insurance benefits
Click to Get Quote
Trupanion Pet Insurance
Covers unexpected illness
Covers preventative care
90% reimbursement rate
Click to Get Quote
Healthy Paws Pet Insurance
Quick rate check
No caps on claim payouts
Fast reimbursement
Click to Get Quote
Petco Cat Insurance
Affordable plans
Includes pet concierge
Thorough coverage options
Click to Get Quote
The 6 Best Pet Insurance Plans for Cats
While more companies are offering plans to pet owners, here are a few of the top choices you can compare.
- Pumpkin Cat & Kitten Insurance — Best for All Life Stages
Compare Pumpkin PlansPerks of Pumpkin Cat & Kitten Insurance:
Covers general healthcare
90% reimbursement rate
Has the most coverage options
3 annual deductible options
Often covers pre-existing conditions for a higher cost
Pumpkin Cat Insurance offers comprehensive payback care that you can rely on. This insurance concept is that you pay 100% at the desk on the way out of your vet. Then, you send the bill to the company for a 90% reimbursement rate.
Compare Pumpkin Plans
Perks of Pumpkin Cat & Kitten Insurance:
Covers general healthcare
90% reimbursement rate
Has the most coverage options
3 annual deductible options
Often covers pre-existing conditions for a higher cost
Covers general healthcare
90% reimbursement rate
Has the most coverage options
3 annual deductible options
Often covers pre-existing conditions for a higher cost
- Covers general healthcare
- 90% reimbursement rate
- Has the most coverage options
- 3 annual deductible options
- Often covers pre-existing conditions for a higher cost
Some of the areas Pumpkin is willing to cover include:
Diabetes
Cancer
Diagnostics and treatments
UTI & kidney disease
Eye, ears, and skin conditions
Respiratory infections
Parasites
Infectious disease
Advanced care
Microchipping
Extras also involve:
Hereditary conditions
Dental illnesses
Behavioral issues
Alternative therapies
Prescription food and supplements
They have three annual deductible options of $100, $250, and $500 before coverage kicks in. While Pumpkin doesn’t discriminate against pre-existing conditions, it can influence the price of the plan.
Diabetes
Cancer
Diagnostics and treatments
UTI & kidney disease
Eye, ears, and skin conditions
Respiratory infections
Parasites
Infectious disease
Advanced care
Microchipping
- Diabetes
- Cancer
- Diagnostics and treatments
- UTI & kidney disease
- Eye, ears, and skin conditions
- Respiratory infections
- Parasites
- Infectious disease
- Advanced care
- Microchipping
Hereditary conditions
Dental illnesses
Behavioral issues
Alternative therapies
Prescription food and supplements
- Hereditary conditions
- Dental illnesses
- Behavioral issues
- Alternative therapies
- Prescription food and supplements
- Nationwide Pet Insurance
Compare Nationwide PlansPerks of Nationwide Pet Insurance:
Cover a wide variety of visits
Comprehensive coverage information
Employers might offer pet insurance benefits
Nationwide Pet Insurance offers insurance for humans and pets alike these days with comprehensive plans just for cats. They cover areas related to injury, illness, and wellness, so your cat should be covered for almost any event.
Compare Nationwide Plans
Perks of Nationwide Pet Insurance:
Cover a wide variety of visits
Comprehensive coverage information
Employers might offer pet insurance benefits
Cover a wide variety of visits
Comprehensive coverage information
Employers might offer pet insurance benefits
- Cover a wide variety of visits
- Comprehensive coverage information
- Employers might offer pet insurance benefits
The website has a process where you can get a free quote based on the coverage your cat would require. It lists the main points of interest in vetting to tailor your plan.
These coverage points include:
Accidents
Injuries
Chronic illness
Procedures
Common illness
Holistic and alternative medicine
Serious illness
Testing and diagnostics
Wellness
You can even check to see if your employer offers this service as a benefit. You can include it with your purchase at potentially lower rates.\
Accidents
Injuries
Chronic illness
Procedures
Common illness
Holistic and alternative medicine
Serious illness
Testing and diagnostics
Wellness
- Accidents
- Injuries
- Chronic illness
- Procedures
- Common illness
- Holistic and alternative medicine
- Serious illness
- Testing and diagnostics
- Wellness
- Trupanion Cat Insurance
Compare Trupanion PlansPerks of Trupanion:
Deductibles between $0 and $100
Covers unexpected illness
Covers preventative care
90% reimbursement rate
Trupanion Cat Insurance offers plans that are tailored to meet the needs of every feline. Depending on the final issue, they offer coverage in several necessary areas with up to a 90% reimbursement rate. They require a waiting period of 5 to 30 days for reimbursement, paying the vet directly, or sending a check.
Compare Trupanion Plans
Perks of Trupanion:
Deductibles between $0 and $100
Covers unexpected illness
Covers preventative care
90% reimbursement rate
Deductibles between $0 and $100
Covers unexpected illness
Covers preventative care
90% reimbursement rate
- Deductibles between $0 and $100
- Covers unexpected illness
- Covers preventative care
- 90% reimbursement rate
Total monthly costs are based on your deductible and your cat’s unique situation. You can select a deductible of $0 to $1,000, with monthly payments lowering as the deductible raises. This company doesn’t provide a list of directly covered issues, but they mention unexpected illness and preventative care.
- Healthy Paws Pet Insurance
Compare Healthy Paws PlansPerks of Healthy Paws Pet Insurance:
Quick rate check
No caps on claim payouts
Fast reimbursement
Sometimes pre-authorizes high dollar procedures
Healthy Paws Pet Insurance is a straightforward plan that is a one-size-fits-all for cats. You go through the page to select your pet and its gender. You get a customized set of rates, but you have to put in your personal details before you see the results.
Compare Healthy Paws Plans
Perks of Healthy Paws Pet Insurance:
Quick rate check
No caps on claim payouts
Fast reimbursement
Sometimes pre-authorizes high dollar procedures
Quick rate check
No caps on claim payouts
Fast reimbursement
Sometimes pre-authorizes high dollar procedures
- Quick rate check
- No caps on claim payouts
- Fast reimbursement
- Sometimes pre-authorizes high dollar procedures
This company has no caps on claim payouts, meaning there is no maximum amount they won’t cover. However, this does not apply to pre-existing conditions, so make sure the plan covers what you need. You can also choose any licensed vet you wish, according to the company.
Covered issues through Healthy Paws Cat Insurance, as listed on the website, include:
Illness
Accidents
Hereditary conditions
Congenital conditions
Chronic conditions
Cancer
Diagnostics
X-rays
Surgery
Hospitalization
Prescriptions
Emergency visits
Specialty care
Alternative treatment
Healthy Paws Cat Insurance doesn’t cover:
Pre-existing conditions
Examination fees
Preventative care
Annual visits
Vaccines
Spay or neuter surgery
Teeth cleaning
There is also a list on the website where complete exclusions exist.
Illness
Accidents
Hereditary conditions
Congenital conditions
Chronic conditions
Cancer
Diagnostics
X-rays
Surgery
Hospitalization
Prescriptions
Emergency visits
Specialty care
Alternative treatment
- Illness
- Accidents
- Hereditary conditions
- Congenital conditions
- Chronic conditions
- Cancer
- Diagnostics
- X-rays
- Surgery
- Hospitalization
- Prescriptions
- Emergency visits
- Specialty care
- Alternative treatment
Pre-existing conditions
Examination fees
Preventative care
Annual visits
Vaccines
Spay or neuter surgery
Teeth cleaning
- Pre-existing conditions
- Examination fees
- Preventative care
- Annual visits
- Vaccines
- Spay or neuter surgery
- Teeth cleaning
When you have a plan with Healthy Paws, you take a picture of the receipt of care while you’re at the vet. Send it to the customer support portion of the company. They will verify your cat’s medical records to complete your claim and reimburse your funds.
With extremely high costs of treatments or surgeries, they will sometimes preauthorize coverage, which is a valuable perk.
- Petco Cat Insurance
Compare Petco PlansPerks of Petco Cat Insurance:
Affordable plans
Includes pet concierge
Thorough coverage options
Petco Cat Insurance has decently affordable options for customers. These hassle-free plans are designed to take care of your canine when the unexpected arises. Plans can be very low cost, starting at roughly a dollar a day—fitting almost any budget.
Compare Petco Plans
Perks of Petco Cat Insurance:
Affordable plans
Includes pet concierge
Thorough coverage options
Affordable plans
Includes pet concierge
Thorough coverage options
- Affordable plans
- Includes pet concierge
- Thorough coverage options
One really nice bonus of Petco insurance is their pet concierge service offered. You can speak with certified veterinary professionals any time before deciding to take your dog to the vet. Also, the company offers a 30-day money-back guarantee.
Some of the areas of Petco Cat Insurance coverage include:
Exams
Covered consultations
Accidents
Diagnostic testing
Surgery
Hospitalization
Dental issues
Hereditary conditions
Congenital conditions
Behavioral issues
Medication
Therapy
You can submit any claims on the simple online portal. Reimbursements are directly deposited into your bank account or mailed to you.
Exams
Covered consultations
Accidents
Diagnostic testing
Surgery
Hospitalization
Dental issues
Hereditary conditions
Congenital conditions
Behavioral issues
Medication
Therapy
- Exams
- Covered consultations
- Accidents
- Diagnostic testing
- Surgery
- Hospitalization
- Dental issues
- Hereditary conditions
- Congenital conditions
- Behavioral issues
- Medication
- Therapy
- ASPCA Cat Insurance
Compare ASPCA PlansPerks of ASPCA Cat Insurance:
Provides complete coverage
Applicable at any licensed vet or emergency facility
Available for US and Canada
BBB rating: A+
We really loved the ASPCA Cat Insurance plans, as it comes from a very trusted animal welfare company. The ASPCA offers insurance for your beloved house pets with straightforward plans that work for you.
Compare ASPCA Plans
Perks of ASPCA Cat Insurance:
Provides complete coverage
Applicable at any licensed vet or emergency facility
Available for US and Canada
BBB rating: A+
Provides complete coverage
Applicable at any licensed vet or emergency facility
Available for US and Canada
BBB rating: A+
- Provides complete coverage
- Applicable at any licensed vet or emergency facility
- Available for US and Canada
- BBB rating: A+
You can customize your annual limit by choosing from $3,000, $4,000, $5,000, $7,000, or $10,000. You can also select an imbursement rate of 70%, 80%, or 90%.
The main areas of coverage for ASPCA Cat Insurance include:
Accidents
Dental disease
Behavioral issues
Illnesses
Hereditary conditions
Issues that aren’t covered include:
Pre-existing conditions
Breeding expenses
Cosmetic procedures
Preventative care
ASPCA Cat Insurance has a waiting period of 15 days after purchase before you can actively use it.
Accidents
Dental disease
Behavioral issues
Illnesses
Hereditary conditions
- Accidents
- Dental disease
- Behavioral issues
- Illnesses
- Hereditary conditions
Pre-existing conditions
Breeding expenses
Cosmetic procedures
Preventative care
- Pre-existing conditions
- Breeding expenses
- Cosmetic procedures
- Preventative care
Buyers Guide: How to Choose the Best Pet Insurance Plan for your Cat
What Is Cat Insurance?
Cat insurance is very similar to health insurance we have, only for your beloved cats. Companies have unique policies that can vary drastically. However, most of the time, you are covered or reimbursed for up to 90% of vet bills by paying a monthly premium.
These payment options come in handy for routine care, unforeseen illness, pre-existing conditions, health difficulties, and surgeries. Each plan will match the needs of your specific feline.
Deciding on a Cat Insurance Company
If you have any additional questions and concerns about finding the right pet insurance company, don’t be afraid to ask for references. Your veterinarian might be able to point you in the direction of some very good companies offering competitive rates.
Each cat owner has a particular set of criteria, and they’re looking for when shopping for cat healthcare coverage.
Is Cat Insurance Important?
Cat insurance can come in handy for several reasons. Certain issues can crop upon us when we least expect them. If something happens that requires vet attention, you’ll need to have a way to pay the related expenses.
Vet costs, especially related to emergencies, can be incredibly costly. Most policies cover or reimburse most of the cost, which can really save you in the long run.
Ultimately, it is up to you if you think getting the insurance is worth the investment.
A quick round-up of the benefits include:
Emergency coverage
Specially tailored plans to meet your cat’s needs
Hassle-free processes
Reimbursement or upfront payment options
Peace of mind
The Best Time to Get Cat Insurance
Ideally, the best time to get cat insurance is before any chronic or major issues develop. Pre-existing conditions can often increase your premium and cost more to maintain the plan. Some companies will not accept responsibility for coverage on pre-existing conditions.
Emergency coverage
Specially tailored plans to meet your cat’s needs
Hassle-free processes
Reimbursement or upfront payment options
Peace of mind
- Emergency coverage
- Specially tailored plans to meet your cat’s needs
- Hassle-free processes
- Reimbursement or upfront payment options
- Peace of mind
To avoid the headache altogether, it’s best to get pet insurance before anything abnormal happens. Especially as cats age, their upkeep costs can increase greatly due to the onset of age and diet-related health issues.
Don’t hesitate to speak with your vet about any partnerships or recommendations they can make regarding insurance companies.
The Cost of Cat Insurance
The total costs of plans and premiums depend on what you select. Plans can be as little as $20 a month to as much as $100 for specialized care. Ultimately, you pick the plan in accordance with your pet’s needs and your budget.
Frequently Asked Questions
Is cat insurance worth the hype?
Cat insurance can be a very convenient method of payment or reimbursement for vet costs. Issues crop up that you might not have any way of foreseeing, making this well worth the investment for many owners. However, it will depend on your needs and budget.
How can you choose an appropriate plan?
Many company websites will walk you through how to get a free quote. You can go over the aspects of care that are most important to match with the plan that works best. If you are interested, you could then speak directly with the company to arrange a plan.
Do all policies cover routine vet care?
Some companies have completely customizable plans that allow you only to select the coverage you need. Others have package deals, covering a list of specific issues or procedures. You can often choose what you want, which will likely include routine vet visits.
What might be excluded from covered insurance claims?
Each company will have certain rules on what they financially cover. Often, cosmetic (or otherwise unnecessary) alterations and surgeries might not be among the list of things insurance companies include on plans.
Are insurance quotes guaranteed prices if you choose to purchase?
Once you get a quote on the website, that is just a ballpark estimate of your pricing and not a final guarantee. Your total cost will depend on your cat and any specific care they may require.
Conclusion
Options for cat insurance trump anything we’ve seen to date, making sure we can care for our furry family members. Even if you decide that pet insurance isn’t for your situation, it’s good that you’re educating yourself on the options in case you need services in the future.
Featured Image Credit: beton studio, Shutterstock
