Pet insurance for horses is not as readily available as it is for cats and dogs but as these types of policies grow more and more popular, horse owners are on the prowl for something that can help offset the crazy costs of equine veterinary care.
Plenty of companies offer insurance for horses that are geared toward high-dollar animals and commercial operations like equine-related businesses and farms. However, that leaves those that are outside equestrian sports and farming industries with very little to choose from.
There is one insurance provider that offers pet insurance for horses in addition to dogs and cats and hopefully, there will be more to follow. Keep reading to learn more about this new pet insurance plan for horses and all that they offer.
We will also look at some other equine insurance companies rather than pet insurance for horses so that you can see how they compare and decide what works best for your situation.
A Quick Glance at Our Winners for 2023
Image Product Details
Best Overall
ASPCA Horse Insurance
The only pet insurance plan for horses
Flexibility for monthly premium cost
Two available policies
Click to Get Quote
Blue Bridle Equine Insurance
Pioneers in the horse insurance industry
Many types of healthcare coverage options are available
Offers flexibility and plan customization
Click to Get Quote
Kay Cassell Equine Insurance
Variety of coverage and add-ons
Offers many options that competitors lack
Customization and flexibility
Click to Get Quote
Broadstone Equine Insurance
Works with a variety of insurance companies
Comprehensive coverage options
Healthcare coverage for horses valued as low as $1,000
Click to Get Quote
Markel Horse Insurance
Offers a variety of equine-related insurance policies
Customization and flexibility available
Medical/Surgical or Surgical-Only option
Click to Get Quote
The 10 Best Pet Insurance Plans for Horses
- ASPCA Horse Insurance – Best Overall
Compare ASPCA Plans
Policy Types: Colic + Accident, Colic + Accident + Illness
Deductible: $100, $250, $500
Annual Limit: $3,000, $5,000, $7,000
Reimbursement Percentage: 70%, 80%, 90%
The ASPCA offers the first pet insurance plan for horses built specifically for healthcare coverage. This plan does not put the cost of your horse at the base of enrollment eligibility as you often see in most equine insurance policies. No mortality insurance is obligated to be eligible for medical coverage, either.
Compare ASPCA Plans
Policy Types: Colic + Accident, Colic + Accident + Illness
Deductible: $100, $250, $500
Annual Limit: $3,000, $5,000, $7,000
Reimbursement Percentage: 70%, 80%, 90%
ASPCA’s horse insurance is very similar to the plans you would purchase for your dog or cat. They feature two policies and each one includes coverage for colic. There is flexibility with pricing because you get to choose your deductible, annual limit, and reimbursement percentage. Make sure you check with ASPCA to make sure their horse insurance is available in your state.
Colic + Accidents Plan
The Colic + Accidents plan will be the most price-friendly option. It is much like accident-only coverage but it also includes care for colic. That additional colic coverage takes care of impaction, displacement, spasmodic, enteritis, and more. Accidents within the plan include anything related to injuries, toxic injections, hoof abscesses, cuts, wounds, and more.
Illnesses, pre-existing conditions, navicular disease, arthritis, or any type of joint injections are not included in this policy but you will have the option to choose from two preventative care packages as an add-on for an additional cost.
Colic + Accidents + Illnesses
This is the most comprehensive plan for horses and much like the Colic+Accidents plan, it covers medical care related to both colic and any accidents your horse may have but you will also be covered for illnesses including hereditary conditions like Cushing’s disease, strangles, cancer, and many more.
Pre-existing conditions, navicular disease, arthritis, and joint injections are also excluded in the Colic + Accidents + Illnesses plan but those two preventative care add-ons are also available to purchase with this policy.
Preventative Care
The Routine package and Platinum Package are the two preventative care add-ons that can be included in your policy. Routine features annual benefits that will cover certain annual amounts toward wellness exams, dental floats, and vaccinations.
Platinum offers higher amounts of coverage toward all of those included in the Routine package and also includes annual benefits that will pay toward fecal tests, Coggins tests, blood tests, and the herpesvirus or strangles vaccinations.
Pros
The only pet insurance plan for horses
Flexibility for monthly premium cost
Two available policies
Customization options
The cost of your horse doesn’t determine eligibility
Preventative care add-on options are available
Cons
Coverage may not be available in all states
- Blue Bridle Equine Insurance
Compare Blue Bridle PlansBlue Bridle has offered equine insurance since 1982 when coverage for horses was rare and limited. They offer a wide variety of insurance related to horses including mortality coverage, liability coverage, and coverage for farms and property.
Their quote process is very extensive when compared to pet insurance. They do have flexible annual limits with choices of $5,000, $7,500, $10,000, and $15,000. Personalized quotes are needed to narrow down the financial aspects of the policies.
The only pet insurance plan for horses
Flexibility for monthly premium cost
Two available policies
Customization options
The cost of your horse doesn’t determine eligibility
Preventative care add-on options are available
- The only pet insurance plan for horses
- Flexibility for monthly premium cost
- Two available policies
- Customization options
- The cost of your horse doesn’t determine eligibility
- Preventative care add-on options are available
Coverage may not be available in all states
- Coverage may not be available in all states
Compare Blue Bridle Plans
Blue Bridle has offered equine insurance since 1982 when coverage for horses was rare and limited. They offer a wide variety of insurance related to horses including mortality coverage, liability coverage, and coverage for farms and property.
Blue Bridle is ideal for larger equine operations and high-dollar horses since mortality coverage is based on your horse’s value. Medical coverage is only available as an add-on to equine mortality insurance. There are several healthcare-related coverage options within this add-on including:
Equine Surgical and/or Colic Only
Equine Major Medical Insurance
Equine Medical Assistance
Equine Accident & Illness Insurance
Territory Extension/Air Transit
Pros
Pioneers in the horse insurance industry
Many types of healthcare coverage options are available
Offers flexibility and plan customization
Great for larger equine operations
Liability and farm insurance are also available
Cons
Medical coverage is an add-on only
Coverage based on the horse’s value
Not ideal for companion horses
- Kay Cassell Equine Insurance
Compare Kay Cassell PlansKay Cassell doesn’t offer any type of pet insurance policies for horses, but you will find just about everything else related to equine insurance. This is a family-owned company that has been in the business since 1981. They are well known for their wide breadth of coverage and flexible options.
As expected, mortality insurance must be acquired for your horse to be eligible for any medical care add-ons. Kay Cassell’s policies are best suited for large financial investments, whether it be the horses themselves or the equine-related business.
- Equine Surgical and/or Colic Only
- Equine Major Medical Insurance
- Equine Medical Assistance
- Equine Accident & Illness Insurance
- Territory Extension/Air Transit
Pioneers in the horse insurance industry
Many types of healthcare coverage options are available
Offers flexibility and plan customization
Great for larger equine operations
Liability and farm insurance are also available
- Pioneers in the horse insurance industry
- Many types of healthcare coverage options are available
- Offers flexibility and plan customization
- Great for larger equine operations
- Liability and farm insurance are also available
Medical coverage is an add-on only
Coverage based on the horse’s value
Not ideal for companion horses
- Medical coverage is an add-on only
- Coverage based on the horse’s value
- Not ideal for companion horses
Compare Kay Cassell Plans
Kay Cassell doesn’t offer any type of pet insurance policies for horses, but you will find just about everything else related to equine insurance. This is a family-owned company that has been in the business since 1981. They are well known for their wide breadth of coverage and flexible options.
To get a personalized quote you will have to disclose the value of your horse. This company does have a great reputation in customer service and will work alongside top-rated insurance companies to find a policy that suits your needs. Their scope of coverage is quite impressive, as it includes the following:
Equine Mortality Insurance
Equine Major Medical Insurance
Equine Surgical Coverage
Equine Colic Insurance
Equine Loss of Use Insurance
Equine Theft Insurance
Leased Horse Insurance
Short Term Horse Insurance
Stallion Infertility Insurance
Broodmare Insurance
Prospective Foal Insurance
Horse Transportation Insurance
Pros
Variety of coverage and add-ons
Offers many options that competitors lack
Customization and flexibility
Great for commercial equine businesses
Great customer service
Cons
Not ideal for companion horses
Medical coverage is an add-on only
Coverage based on the horse’s value
- Broadstone Equine Insurance
Compare Broadstone PlansBroadstone Equine Insurance of Warrenton, Virginia offers a variety of equine insurance policies by working with other top insurance agencies. Unlike most of the competition, they offer healthcare-related coverage for horses that are valued as low as $1,000.
Like with any equine insurance policy that is not pet-related, you must purchase either Full or General Horse Mortality insurance to add on any medical coverage. These add-ons include Major Medical, Veterinary Services, or Medical Assistance coverage. Age will determine eligibility but horses between 30 days of age to 20 years are typically eligible.
- Equine Mortality Insurance
- Equine Major Medical Insurance
- Equine Surgical Coverage
- Equine Colic Insurance
- Equine Loss of Use Insurance
- Equine Theft Insurance
- Leased Horse Insurance
- Short Term Horse Insurance
- Stallion Infertility Insurance
- Broodmare Insurance
- Prospective Foal Insurance
- Horse Transportation Insurance
Variety of coverage and add-ons
Offers many options that competitors lack
Customization and flexibility
Great for commercial equine businesses
Great customer service
- Variety of coverage and add-ons
- Offers many options that competitors lack
- Customization and flexibility
- Great for commercial equine businesses
- Great customer service
Not ideal for companion horses
Medical coverage is an add-on only
Coverage based on the horse’s value
- Not ideal for companion horses
- Medical coverage is an add-on only
- Coverage based on the horse’s value
Compare Broadstone Plans
Broadstone Equine Insurance of Warrenton, Virginia offers a variety of equine insurance policies by working with other top insurance agencies. Unlike most of the competition, they offer healthcare-related coverage for horses that are valued as low as $1,000.
Broadstone is known for having excellent customer service and its claims department remains available 24/7. In addition to mortality insurance and medical and surgical options, there are also liability coverage options and policies available for a broad scope of equestrian businesses.
This won’t be an ideal plan for companion horses since healthcare is merely an add-on but it’s certainly a popular option for those in the equine and farming industries.
Pros
Works with a variety of insurance companies
Comprehensive coverage options
Healthcare coverage for horses valued as low as $1,000
24/7 claims department
Great customer service
Liability and farm insurance are available
Cons
Healthcare coverage is only available as an add on
Not ideal for companion horses
- Markel Horse Insurance
Compare Markel PlansMarkel Horse Insurance is another company that is popular among equine businesses. Like most others, they also have an optional health coverage add-on for the horses if they already fall under an equine mortality policy.
Markel has two levels of medical coverage, Medical/Surgical, and Surgical-Only. They also reimburse costs of infertility that result from an accident or illness. Pre-existing conditions, navicular disease, and arthritis are all excluded though.
Works with a variety of insurance companies
Comprehensive coverage options
Healthcare coverage for horses valued as low as $1,000
24/7 claims department
Great customer service
Liability and farm insurance are available
- Works with a variety of insurance companies
- Comprehensive coverage options
- Healthcare coverage for horses valued as low as $1,000
- 24/7 claims department
- Great customer service
- Liability and farm insurance are available
Healthcare coverage is only available as an add on
Not ideal for companion horses
- Healthcare coverage is only available as an add on
- Not ideal for companion horses
Compare Markel Plans
Markel Horse Insurance is another company that is popular among equine businesses. Like most others, they also have an optional health coverage add-on for the horses if they already fall under an equine mortality policy.
The mortality insurance will be based on your horse’s value, which means this type of policy is aimed at more expensive horses used in equine sports to cover any losses they could face from theft, loss, or medical care.
In addition to equine mortality, Markel also offers insurance coverage for Commercial Equine Operations, Private Owner Liability, and even policies for Riding Instructors and Horse Trainers.
Pros
Offers a variety of equine-related insurance policies
Customization and flexibility available
Medical/Surgical or Surgical-Only option
Great for commercial equine businesses
Cons
Not ideal for companion horses
Medical coverage is an add-on only
Coverage based on the horse’s value
- Great American Insurance Group Equine Insurance
Compare Great American PlansGreat American Insurance Group specializes in insurance policies for businesses, including those involved in the equine industry. Coverage is broken down into three divisions: AgriBusiness, Equine Mortality, and Fidelity/Crime insurance.
The Equine Mortality policy is meant to protect financial investments related to any unfortunate incidents, losses, or medical conditions. Full Mortality coverage is needed for eligibility for the Major Medical and Surgical add-ons offered by Great American Insurance Group.
Offers a variety of equine-related insurance policies
Customization and flexibility available
Medical/Surgical or Surgical-Only option
Great for commercial equine businesses
- Offers a variety of equine-related insurance policies
- Customization and flexibility available
- Medical/Surgical or Surgical-Only option
- Great for commercial equine businesses
Compare Great American Plans
Great American Insurance Group specializes in insurance policies for businesses, including those involved in the equine industry. Coverage is broken down into three divisions: AgriBusiness, Equine Mortality, and Fidelity/Crime insurance.
Racing showing, cutting, dressage, hunter/jumper, driving, reining, saddleseat, and pleasure riding are all areas of coverage under the Great American Insurance Group. They have great customer service and very knowledgeable staff.
Since this company puts its focus on the business aspect of equestrians, it’s not going to be a good choice for those needing health coverage for companion horses but rather those involved with an equine commercial business.
Pros
Offer a variety of equine-related insurance policies
Customization and flexibility within the policies
Major Medical and Surgical coverage available
Great for commercial equine businesses
Staffed with experts in the equine industry
Cons
Not for those looking for pet insurance
Medical and surgical coverage is an add-on only
Full Mortality policy required for medical and surgical add-ons
- Hallmark Equine Insurance Agency
Compare Hallmark PlansHallmark Equine Insurance Agency is underwritten by American Equine Insurance Group and their specialty is all things horse. They offer several types of policies to meet the unique needs within the equine industry.
You can insure your horse, have your own liability coverage, and also cover your farm, property, or related business. Insuring a horse requires Mortality Coverage, which is available in the 48 contiguous US states. Hallmark cannot cover property in Florida, Louisiana, Alaska, or Hawaii.
Offer a variety of equine-related insurance policies
Customization and flexibility within the policies
Major Medical and Surgical coverage available
Great for commercial equine businesses
Staffed with experts in the equine industry
- Offer a variety of equine-related insurance policies
- Customization and flexibility within the policies
- Major Medical and Surgical coverage available
- Great for commercial equine businesses
- Staffed with experts in the equine industry
Not for those looking for pet insurance
Medical and surgical coverage is an add-on only
Full Mortality policy required for medical and surgical add-ons
- Not for those looking for pet insurance
- Medical and surgical coverage is an add-on only
- Full Mortality policy required for medical and surgical add-ons
Compare Hallmark Plans
Hallmark Equine Insurance Agency is underwritten by American Equine Insurance Group and their specialty is all things horse. They offer several types of policies to meet the unique needs within the equine industry.
Mortality coverage includes $3,000 worth of coverage for colic surgery at no extra cost.
Equine Medical and Surgical Coverage is also available as an add-on for an additional cost. This coverage will reimburse certain costs for medical and surgical procedures including diagnostics related to accidents, illness, injury, or disease. Eligibility begins at 31 days of age and lasts up until 20 years of age.
Hallmark has flexibility with its customizable options, including aggregate limits of $7,500, $10,000, and $15,000. You can even add limited third-party liability coverage of up to $25,000 to your mortality insurance. If you require higher liability, then you can look into their actual liability policies.
Pros
Offers a variety of equine insurance policies
Options for coverage customization
Flexibility with aggregate limits
Can add limited liability to mortality insurance
Up to $3000 covered for colic surgery under mortality insurance
Cons
Mortality coverage unavailable in AK and HI
Property coverage is not available in FL, LA, AK, HI
Medical coverage is an add-on to mortality insurance
- USRider Horse Insurance
Compare USRider PlansUSRider offers a variety of insurance coverage for many aspects related to the equine business. Their policies include Mortality and Theft, Commercial Equine Liability, Private Horse Owner Liability, Horse Clubs & Associations Liability, and an Equi-Farm package.
Medical coverage comes as an add-on for the All Risk Mortality & Theft coverage. This is a comprehensive policy that will reimburse expenses related to death, theft, and humane euthanasia.
Offers a variety of equine insurance policies
Options for coverage customization
Flexibility with aggregate limits
Can add limited liability to mortality insurance
Up to $3000 covered for colic surgery under mortality insurance
- Offers a variety of equine insurance policies
- Options for coverage customization
- Flexibility with aggregate limits
- Can add limited liability to mortality insurance
- Up to $3000 covered for colic surgery under mortality insurance
Mortality coverage unavailable in AK and HI
Property coverage is not available in FL, LA, AK, HI
Medical coverage is an add-on to mortality insurance
- Mortality coverage unavailable in AK and HI
- Property coverage is not available in FL, LA, AK, HI
- Medical coverage is an add-on to mortality insurance
Compare USRider Plans
USRider offers a variety of insurance coverage for many aspects related to the equine business. Their policies include Mortality and Theft, Commercial Equine Liability, Private Horse Owner Liability, Horse Clubs & Associations Liability, and an Equi-Farm package.
There is a Hassle-Free Mortality Program for horses valued over $50,000 and Standard All Risk Mortality & Theft coverage for those valued under $50,000. There is limited coverage for emergency colic surgery at no additional cost but there are also buy-ups available.
Medical/Surgical and Surgical plans are available in addition to the mortality policy. Private Horse Owner Liability is also an option for an additional fee. Their claims department is available 24 hours a day to assist with any inquiries.
The Equine Essentials Enhancement is a unique new type of add-on coverage also offered with the mortality policy. It helps offset expenses related to horse equipment, emergency evacuation, necropsy, and burial expenses. As with your typical equine insurance, USRider is aimed at high-dollar animals and businesses.
Pros
Comprehensive coverage options
Customization and flexibility with plans
Medical/Surgical or Surgical-Only option
Private owner liability can be added to mortality coverage
Low-cost Equine Essentials Enhancement add-on available
Cons
Not ideal for companion horses
Medical coverage is an add-on only
- Horse Insurance Specialists
Compare Horse Insurance Specialist PlansHorse Insurance Specialists have insurance for horses and livestock, farms, ranches, horse trailers, and pretty much anything you can think of that’s related to horses. Of course, full mortality coverage is required to obtain any medical care coverage but there is also an option for limited mortality, too.
Full mortality covers death related to an accident, injury, sickness, or disease. It also will cover coverage of theft or humane euthanasia as needed. Emergency colic surgery coverage is included at no additional cost for a maximum of $3,000 or 50 to 60% of the horse’s value.
Comprehensive coverage options
Customization and flexibility with plans
Medical/Surgical or Surgical-Only option
Private owner liability can be added to mortality coverage
Low-cost Equine Essentials Enhancement add-on available
- Comprehensive coverage options
- Customization and flexibility with plans
- Medical/Surgical or Surgical-Only option
- Private owner liability can be added to mortality coverage
- Low-cost Equine Essentials Enhancement add-on available
Not ideal for companion horses
Medical coverage is an add-on only
- Not ideal for companion horses
- Medical coverage is an add-on only
Compare Horse Insurance Specialist Plans
Horse Insurance Specialists have insurance for horses and livestock, farms, ranches, horse trailers, and pretty much anything you can think of that’s related to horses. Of course, full mortality coverage is required to obtain any medical care coverage but there is also an option for limited mortality, too.
Premiums are based on the horse’s breed, value, age, and use. There is a minimum premium of $250 but this can be met by including the Major Medical add-on or by adding more horses to the policy.
Major Medical is flexible with limit choices of $5,000, $7,500, $10,000, and $15,000. There are also options for Loss of Use and Stallion Infertility that can also be added to the full morality policy.
- ARK Agency Horse Insurance
Compare ARK Agency PlansARK began in 1978 and offers insurance coverage for many aspects of the animal industry. ARK Agency is a division of Ark International Group that works in conjunction with the North American Horsemen’s Association and North American Purchasing Group.
Insurance can be purchased for horses, cattle and livestock, dogs, and even exotic animals. Mortality coverage is required for certain medical expenses to be included, just like with any typical equine insurance provider.
Compare ARK Agency Plans
ARK began in 1978 and offers insurance coverage for many aspects of the animal industry. ARK Agency is a division of Ark International Group that works in conjunction with the North American Horsemen’s Association and North American Purchasing Group.
There is a full mortality and a limited mortality option for horses The major medical add-on is only available in addition to the full mortality policy. It covers veterinary costs related to accidents, illnesses, and diseases with limits ranging between $5,000 and $10,000.
A policy with ARK is in place for those looking to protect their investments with high-valued animals. Horses valued at $50,000 or less typically will not require a veterinary certificate for eligibility, which is a plus.
Pros
Offer a variety of equine-related insurance policies
Great for commercial equine businesses
Offers coverage of other animals
A health certificate may not be necessary if valued under $50,000
Cons
Not ideal for companion horses
Medical coverage is an add-on only
Offer a variety of equine-related insurance policies
Great for commercial equine businesses
Offers coverage of other animals
A health certificate may not be necessary if valued under $50,000
- Offer a variety of equine-related insurance policies
- Great for commercial equine businesses
- Offers coverage of other animals
- A health certificate may not be necessary if valued under $50,000
Buyer’s Guide: How to Choose the Best Horse Insurance Plan
What to Look for in Pet Insurance for Horses
Choosing an insurance plan involves a lot more than you’d think. You need to find a policy that is well suited for your needs and that of your horse. You are investing in a policy to protect your financial investments related to horse ownership. To help you make the most well-informed decisions, consider the following:
Policy Coverage
Insurance for horses can cover a wide variety of needs. When you are shopping specifically for insurance coverage for your horse’s medical care, that can help you narrow things down much further.
ASPCA is currently the only provider that offers a policy that is much like pet insurance and covers healthcare-related costs without the need for mortality insurance. Other companies will require mortality insurance with the option to add on medical care. These types of providers typically cover high-priced horses and business-related aspects of the industry.
You have the option to cover your farm, property, and equine business and also obtain a policy for riders and trainers, private owner liability, and more. Once you configure your needs, you can narrow down the best companies.
Horse owners looking for a pet insurance policy for health and medical care will want to consider the policies ASPCA has to offer.
Customer Service & Reputation
Any insurance provider you choose to invest in should have a good reputation for taking care of their customer’s needs. Take a look at their ratings, how long they’ve been in business, and their availability if you were to have any questions or concerns about your policy.
Each provider on this list has great reviews from their customers but a lot of these providers offer coverage through different companies. Find out who underwrites the policy you are interested in and do your research before deciding.
Claim Repayment
The claims repayment process is the reason you are signing up. Getting reimbursed for your covered expenses is what makes insurance worth the cost in the first place. You want this to be a quick, easy, and stress-free process so that you can focus on your horse.
Take a look at the claims process for each company and the average turnaround time for claims to be paid out. Also keep in mind the method by which they pay, which can include direct deposit or paper check.
Price Of Policy
Set aside a certain amount each month that you can put toward your policy and then get all the personalized quotes that you can. Having a budget in mind makes shopping so much easier and will help you narrow down the best policy.
Most companies offer a certain level of customization to help you keep the premium within your price range. This flexibility includes varying deductibles, annual limits, and claims reimbursement percentages.
The type of coverage you choose will impact your total cost. Colic and accident-only coverage are much less expensive than those that will also include illnesses. Additional preventative care add-on packages will also come at a higher price.
Plan Customization
As far as pet insurance plans for horses, ASPCA does offer some customization options for the deductible, annual limit, and reimbursement percentage. They also allow you to choose between two different coverage types and you also have the option for those preventative care add-ons.
As far as your typical equine insurance goes, you will have less flexibility just because you will be required to purchase mortality insurance, but there are still plenty of companies that have different customization options within that realm, too.
Can I Get Pet Insurance Outside the U.S.?
Coverage outside the United States does exist, but it’s highly recommended to reach out to the insurance providers of your choice to see if they offer coverage for care rendered outside the country. Broadstone offers coverage throughout the United States and Canada but International coverage can be purchased for an additional fee.
What If My Insurance Company Is Not Listed in Your Reviews?
If you have found a company that meets your needs but is not listed above, that’s great! The ultimate goal here is to find the perfect insurance coverage for you and your horse. There are many providers out there, though only the ASPCA currently offers health coverage for horses that are constructed the same way that typical pet insurance policies are.
Which Pet Insurance Provider Has The Best Consumer Reviews?
Our number one choice is the ASPCA. It’s not just because they offer a one-of-a-kind type of horse insurance but they also get excellent reviews from their customers and have a history of focusing on animal welfare as a whole. All other equine insurance providers on the list get good reviews too, though. Their policies are just set up differently.
What Is The Best And Most Affordable Pet Insurance?
ASPCA Horse Insurance is hands down the most affordable provider. They are the only providers allowing for coverage for companion horses with no mortality insurance required. They also don’t base your policy on the financial value of your horse.
What the Users Say
Large Equine Operations
It’s a good idea for commercial equine businesses and individuals who own high-dollar animals used in equestrian sports to find an insurance policy to protect their financial investments related to the horses and the business itself. Losses related to these operations can be significant, having insurance is an extra blanket of protection.
Everyday Horse Owners
Your average horse owner that just wants a policy to help offset expensive veterinary costs can greatly benefit from horse insurance. Equine veterinary care is far from cheap and accidents and illnesses can happen at any time. Considering the out-of-pocket expenses required for treatment and care, a lot of owners are happy to have this option available now and hope that more options open up in the future.
Which Pet Insurance Provider Is Best for You?
ASPCA is the only option if you are a horse owner looking for a healthcare policy for your horse that operates like pet insurance. This company focuses on a great cause, truly cares about the animals, and has a great reputation in the pet insurance industry. Only you can decide which provider is best suited to fit your needs though, and if you are an equestrian with some significant financial investments in the industry, you may consider looking into some of the others.
Conclusion
Pet insurance plans can truly be of help when the unexpected happens. Most equine insurance is ideal for commercial businesses, farms, and animals of heavy financial investment. Most pet insurance companies offer coverage for only dogs and cats but thankfully, the ASPCA has your back and is the only pet insurance provider to offer a pet insurance plan for horses.
Featured Image Credit: Ground Picture, Shutterstock
